An essential aspect of the financial inclusion strategy is the allocation of funds to the agriculture and rural development sector. Regional Rural Banks (RRBs) were established in 1975 to provide additional funding for farming and other rural industries. This article seeks to analyze RRBs' success in terms of their financial performance and their ability to financially support agricultural, microenterprise, and disadvantaged communities. In this piece, the analysis is split in two halves. Financial performance, priority sector performance, loans to weaker sectors, and agricultural financing were the initial four models used in the Data Envelopment Investigation (DEA) analysis of RRBs' effectiveness. The second step is to analyse the interplay between agriculture, microenterprise, disadvantaged areas, and non-performing assets to characterize RRBs' financial performance. The research found that RRBs were more helpful than banks in delivering financial services in the areas of agriculture financing and loans to economically vulnerable people. Research shows that lending for agricultural and microenterprise purposes has a large, positive effect on RRBs' bottom lines. The data, however, also shows that the weaker parts and non-performing assets have no statistically significant effect on financial performance. Findings from this study appear to show that RRBs were treated unfairly in comparison to traditional banks. More help is needed so that agriculture and rural loans can flourish.